Experiencing a car accident can be overwhelming, especially if you are unsure of what to do next. Knowing the steps to take after an accident is important for protecting your rights and safety.
Prioritize safety
Immediately after a car accident, your top priority should be safety. First, assess yourself and others for injuries. In the event of any injuries, immediately contact 911. To alert other drivers, activate your hazard lights.
Missouri’s “Steer It and Clear It” law requires that you safely move your vehicle out of traffic. This law helps prevent additional accidents and keeps traffic moving.
Notify the authorities
It is mandatory to report any accident that results in injury, death, or property damage exceeding $500. Contact the police and provide them with an accurate account of the incident. The police report will be important if you file an insurance claim or pursue legal action.
Collect information
Gather as much information as possible at the scene. Collect the names, contact details, and insurance information of all other drivers involved. Take photographs of all vehicle damage and the accident scene. If there are witnesses, request their contact information. This evidence will be valuable when dealing with insurance companies.
Report to your insurance company
After leaving the scene, promptly notify your insurance company about the accident. Missouri law does not require you to report the accident to your insurance company, but failing to do so could jeopardize your coverage and make it harder to receive compensation.
Moving forward after an accident
Being ready for the aftermath of a car accident can influence your approach to handling the situation. By following the appropriate procedures and staying focused, you can better manage the situation and set yourself up for a smoother recovery process.