When you get a traffic ticket in Missouri, you face more than just a fine. A conviction for a moving violation, like speeding or running a red light, becomes part of your official driving record. This record is visible to insurance companies and others, and it can have lasting consequences.
How the point system is used to track traffic violations
When you receive a conviction for a moving violation, the state adds points to your driver’s license. The number of points varies depending on the specific offense and the jurisdiction that issued the ticket. For example, a state trooper’s speeding ticket typically adds 3 points, while one from a city police officer adds 2 points. If you accumulate 8 or more points within 18 months, the state will suspend your driver’s license.
The length of time tickets remain on record
Minor traffic violations, such as a typical speeding ticket, generally stay on your driving record for three years from the date of conviction. More serious offenses, like excessive speeding or reckless driving, can remain on your record for up to five years. In cases where a ticket leads to a license suspension or revocation, the violation may stay on your record for five years from the date you get your driving privileges back.
The lasting effect on your driving record
A traffic ticket can affect your current bank account, insurance rates and the status of your driver’s license for years to come. Drivers who get a ticket should carefully consider the long-term consequences and the various options available to them. Taking the time to understand the state’s rules can help you make an informed choice for your future on the road.